Legal action against debt collector harassment

The Fair Debt Collection Practices Act (FDCPA) is enforced by the Federal Trade Commission (FTC) and private attorneys for fair debt collection practices.

The FDCPA has rights for consumers for fair debt collection. They are:

Do not take a call from a debt collector if you do not intend to
Inform him not to call
Demand to know the amount you owe
Sue him if he calls repeatedly even after you ask him to stop
Put a stop to debt collector's harassment
Demand to know his identity
Ask for validation of debt
Refuse to allow him to call you at your workplace
Do not reveal information about you to any outsider

Third party debt collectors often engage in unfair means to collect payment from you. Krohn & Moss Ltd. has qualified FDCPA attorneys who have helped thousands of harassed consumers by representing them, assessing legal action, helping in suing the debt collectors and bringing them to book.

In one of their cases, Krohn & Moss filed a complaint against NCO Financial Systems. Mark Oknyansky of California was harassed by NCO Financial Systems since March, 2010. Mark asked for validation of the debt and bill from original creditor. NCO provided the bill, but did not give a chance to Mark to pay the debt and put an entry in his credit report. NCO debt collectors called Mark's parents and revealed about the debt.

Mark was simply caught unawares and pulled into debt collection harassment of no accord of his. NCO violated the FDCPA by not revealing the debt details in the beginning, not sending debt validation letter and calling Mark's parents and revealing about the debt.

In another case, Craig Dalrymple, a victim of Consumer Recovery Associates , received a letter from them. This letter had the same account number as a case he had been made a victim earlier by another debt collection agency. He was told earlier that the case was closed but now Consumer Recovery Associates called him. His brother also was getting calls for the same case.

In both the cases Krohn & Moss assisted the plaintiffs who were victims of debt collectors' harassment. Debt collectors clearly violated the FDCPA and were liable for punishment under a court of law.

Krohn & Moss ensures protection of your rights under the FDCPA with the help of the Fair Credit reporting Act (FCRA), the Fair Credit Billing Act (FCBA) and the Unfair and Deceptive Acts and Practices (UDAP) laws.

Krohn & Moss files a complaint after assessing the details of your case. It has a history of helping thousands of victims of debt collector harassment. Most of the cases taken up by Krohn & Moss are arbitrated and settled outside the court.

Krohn & Moss has made a difference in the world of consumer law by litigating many FDCPA violation cases at a price which is by far a nominal one compared to the services provided by them.