says ECJ ruling is effectively a gender tax on women

Published: Wed Mar 02 2011 has commented on a recent ECJ ruling, saying that it is effectively a gender tax on women.

Based on the and Towers Watson car insurance index results from the end of last year, women drivers aged 17-20 saw an increase in their premiums by 37.5% in 2010, with the average policy for this group now costing £1,694, compared to men of this age who pay £2,976. The ECJ ruling now means young women’s prices will increase to meet those of their male counterparts, although it’s unexpected that young males will see a significant decrease.

Marketing director of, Mike Hoban said: "The outcome of the European court of Justice (ECJ) ruling is effectively a gender tax on women. It is extremely unfair and illiberal that women will be penalised for the fact they cause less serious accidents and make less expensive claims than their male counterparts.

"It is a fact that motor insurance claims made by young male drivers cost more as they are more likely to be involved in serious accidents causing death and bodily injury. Historically men have paid higher premiums to reflect this, but from 21 December 2012 this won't be the case. Gender is an important factor in determining the risk of a driver making a claim and by not taking it into account women are being unjustly taxed.

"It is now more important than ever that women do everything they can to get the lowest possible car insurance premium. Shopping around is essential. Women who only use their cars socially should only pay for social insurance, not social and commuting. If they only drive 8,000 miles a year they should insure their vehicles for this, not 10,000 miles. Paying a premium annually rather than monthly is also cheaper, even if customers need to consider using a low rate credit card to help spread the cost. Women will have to do everything they can to save money as their premiums are likely to rise to the level of men's. It is unlikely men’s premiums will see a significant be reduction."

To compare the current average premium prices for men versus women by region, interested parties can visit's new online car insurance premium calculator on its ECJ ruling page


Notes to editors:
Customers can quickly compare premiums and understand the effects of modifying other rating factors such as mileage, type of usage at

About is one of the UK’s biggest and most popular price comparison services. Launched in 2002, it generates over one million quotes per month. It has expanded its range of comparison products over the last couple of years to include home insurance, travel insurance, pet insurance, van insurance, motorbike insurance, breakdown cover and energy, as well as financial services products including credit cards, loans, ISAs, mortgages and life insurance. is not a supplier, insurance company or broker. It provides a free, objective and unbiased comparison service. By using cutting-edge technology, it has developed a series of intelligent web-based solutions that evaluate a number of risk factors to help customers with their decision-making, subsequently finding them great deals on a wide-range of insurance products, financial services, utilities and more.’s service is based on the most up-to-date information provided by UK suppliers and industry regulators. is owned by the Admiral Group plc. Admiral listed on the London Stock Exchange in September 2004. is regulated by the FSA.

PR contact:
Zoe Stevens
PR Manager
Friary House
Greyfriars Road
CF10 3AE
02920 494393
Contact Name: Zoe Stevens
Contact Email:
Contact Phone: 02920 494393

Visit website »